Need Help? Call or Text: (918) 420-9999

Need Help? Call or Text: (918) 420-9999

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Questions? Call (918) 420-9999

Questions? Call (918) 420-9999

Free  •  2026 Edition  •  Printable

The 2026 Medicare Cheat Sheet

Two pages. Every number you need for 2026, and the calendar that tells you when to act on them. Print it, stick it on the fridge, and stop guessing.

2Pages, front and back
2026Every figure current
1Sheet to keep on the fridge
The 2026 Medicare Cheat Sheet, both pages

The 2026 numbers at a glance

These are the figures from page one. Medicare resets all of them every January, which is why this sheet gets a new edition every year.

Part A premium
$0
For most people, after 10 years of Medicare-taxed work
Part A hospital deductible
$1,736
Per benefit period, and it can apply more than once a year
Part B premium
$202.90 / mo
Standard 2026 amount, before any income surcharge
Part B deductible
$283
Once per calendar year, then 20% with no ceiling
Part D out-of-pocket cap
$2,100
Then $0 for covered drugs the rest of the year
IRMAA starts at
$109k / $218k
Single / joint income from two years ago
Medicare Advantage in-network cap
Up to $9,250
The most a plan may set for 2026. Most set less.
Skilled nursing, days 21 to 100
$217 / day
After a 3-day inpatient stay. Nothing after day 100.
What’s on it

Front and back, and nothing you do not need

Page one

The basics on one page

  • What Medicare is, in four sentences
  • The four Parts, A through D, and what each one actually covers
  • The two ways to get your coverage, side by side
  • 2026 costs at a glance, the same numbers you see above
Page two

Your Medicare Year 2026

  • The three seasons of the Medicare calendar, and what to do in each
  • Every enrollment window, with its dates
  • The every-fall checklist
  • The costly mistakes, and one line on guarding your card

Your Medicare year, in three seasons

This is the spine of page two. Once you know the shape of the year, the deadlines stop sneaking up on you.

January to March

Undo and adjust

The Medicare Advantage Open Enrollment Period. One change allowed if you already have an Advantage plan. Also the General Enrollment Period for anyone who missed their first window.

April to August

The quiet months

Nothing opens for most people, which makes it the right time for a review. In Oklahoma, your 60-day birthday window for changing a Medigap plan can land anywhere in the year.

September to December

Read the mail, then decide

Your Annual Notice of Change arrives in September. October 15 to December 7 is when you change drug or Advantage plans for January 1.

Keep it on the fridge.

It is designed to be printed on a single sheet, front and back. The point is not to read it once. The point is to have it in the kitchen in October.

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Educational material. MedicarePrepare is not connected with or endorsed by the United States government or the federal Medicare program. Figures current for the 2026 plan year.

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Phone: (918) 420-9999

8014 S Sheridan Rd, Tulsa, OK 74133, USA