Terms and Conditions

Effective date: September 10, 2026. Applies to medicareprepare.net and the services described below.

1. Agreeing to these terms

By using medicareprepare.net (the "Site"), booking an appointment, submitting a form, or communicating with us, you agree to these Terms and Conditions and to our Privacy Policy. If you do not agree, please do not use the Site.

2. Who we are and what we do

The Site is operated by MedicarePrepare ("MedicarePrepare," "we," "us" or "our"), a licensed, independent insurance agency located at 8014 S Sheridan Rd, Tulsa, OK 74133. Our licensed agents help you understand Medicare, compare the plans we represent, and enroll in the coverage you choose.

• Our services are free to you. We are paid a commission by the insurance company when you enroll in a plan through us. Your premium is the same whether you enroll through us or directly with the insurance company.
• We do not offer every plan available in your area. Currently we represent 9 organizations which offer 65 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
• We are not the government. We are not connected with or endorsed by the United States government or the federal Medicare program.
• Enrollment timing. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period. Plan availability, benefits, premiums and provider networks can change each year.

3. Using this website

You may use the Site for your own, non-commercial purposes. You agree not to misuse it, including by attempting to gain unauthorized access, copying or scraping content in bulk, interfering with its operation, submitting false information, or using it for anything unlawful. We may suspend access to anyone who violates these terms.

Information on the Site is general and educational. Medicare rules, plan details and dollar figures change every year. We work to keep the Site accurate, but the official rules come from Medicare and each plan's documents, and you should confirm any figure that matters to you with a licensed agent or with Medicare before relying on it.

4. Appointments and being contacted

When you submit a form, book an appointment, call or text us, you are asking us to contact you about your request, and you agree that a licensed agent may contact you by phone, email and, if you gave that consent, text message, at the contact details you provided. You can withdraw this permission at any time by telling us, replying STOP to a text, or using the unsubscribe link in an email. Providing consent is not a condition of purchasing any product or service.

Calls with a licensed agent may be recorded and stored, as required by the Centers for Medicare & Medicaid Services (CMS). Before an agent discusses specific Medicare Advantage or Part D plans with you, CMS requires that you complete a Scope of Appointment form, which records the products you agreed to discuss.

5. SMS text messaging terms

What we send

• Service and account messages: appointment confirmations and reminders, replies to questions you text us, documents you request, and notices about an application or your coverage.
• Marketing messages, only if you separately opt in to them: Medicare enrollment-period reminders, plan-year updates and tips, and invitations to our free workshops and events.

How you opt in

You consent to receive texts by checking the unchecked consent box on one of our forms, by texting us first, by giving verbal consent to an agent, or by replying to a text from us asking for your permission. Consent is not a condition of purchase. We keep a record of when and how you consented.

Message frequency and cost

Message frequency varies. Most clients receive fewer than four messages a month, with more around a scheduled appointment or an enrollment deadline. Message and data rates may apply. Contact your wireless carrier for details about your plan.

How to stop

Reply STOP to any message to cancel at any time. You will receive one final message confirming that you have been unsubscribed, and we will not send further texts unless you opt in again. You can also cancel by calling (918) 420-9999 or emailing [email protected].

How to get help

Reply HELP to any message, call (918) 420-9999, or email [email protected].

Privacy

Your mobile number and your text-messaging consent will not be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent are not shared with any third parties. See our Privacy Policy.

Carriers and delivery

Messages are supported by most major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages. If you change or give up your mobile number, please tell us so we can update our records.

6. Content and trademarks

The Site, including its text, graphics, logos, photos, guides, calculators and downloads, belongs to MedicarePrepare or its licensors and is protected by copyright and trademark law. You may print or download pages for your personal use. Any other use, including republishing our content or using our name or logo, requires our written permission. Insurance company names and logos belong to their owners.

7. Links to other sites

The Site links to third-party websites, such as Medicare.gov, the Social Security Administration and insurance companies. We do not control those sites and are not responsible for their content, availability or privacy practices.

8. Disclaimers

The Site and its content are provided "as is" and "as available." Content is for general information and is not legal, tax, financial or medical advice. Plan details, premiums, deductibles, drug coverage, provider networks and enrollment rules come from Medicare and each plan and can change. Descriptions of plan benefits on this Site are summaries; the plan's Evidence of Coverage and other official documents control. To the fullest extent permitted by law, we disclaim all warranties, express or implied, about the Site, including that it will be error-free or uninterrupted.

9. Limitation of liability

To the fullest extent permitted by law, MedicarePrepare and its owners, agents and staff will not be liable for any indirect, incidental, special or consequential damages arising from your use of the Site or reliance on its content. Nothing in these terms limits liability that cannot be limited under applicable law, including any duties we owe you as your licensed insurance agent.

10. Governing law

These terms are governed by the laws of the State of Oklahoma, without regard to its conflict-of-law rules. Any dispute about the Site will be brought in the state or federal courts located in Tulsa County, Oklahoma, unless applicable law requires otherwise. Nothing in this section affects any rights you have under your state's insurance laws or your right to file a complaint with a state insurance department or with Medicare.

11. Changes to these terms

We may update these terms from time to time. The effective date at the top shows the latest version. Continuing to use the Site after a change means you accept the updated terms.

12. Contact us

Questions about these terms, our services or our text-messaging program can be sent to the contact details below.